The Web.com Tour money list dictates what kind of status a player might have on both the Web.com Tour and the PGA Tour for the following season.
Ultimately, the goal of any Web.com Tour player is to finish in the top 25 of the regular season money list. Finishing inside the top 25 on that money list will earn a player status on the PGA Tour for the next season, no matter what. Now, those players finishing inside the top 25 still have something to player for in the Web.com Tour Finals, as the money they earn in the regular season combines with their Web.com Tour Finals earnings to determine the priority order for those players to get into PGA Tour events for the start of the next season through the first PGA Tour reshuffle.
The player who finishes atop the money list with combined Web.com Tour regular season and Web.com Tour Finals earnings is fully exempt for the next season, not subject to the reshuffle and gets into The Players Championship.
If a player cannot finish inside the top 25 on the regular season money list, then the next goal is to get inside the top 75. Any player finishing inside the top 75 on the Web.com Tour money list in the regular season gets into the Web.com Tour Finals and at least has a chance to earn one of 25 PGA Tour cards up for grabs with total money earned in the four-event series. Those players who finish in the top 75 also have fully exempt status on the Web.com Tour for the next season, giving them the best chance of earning a PGA Tour card next season with a maximum number of starts.
Players finishing outside the top 75 may earn some kind of Web.com Tour status in other ways, but they will likely be subject to Web.com Tour Q-school and need to claw their way up the ladder the hard way the next season.